2024 Does meijers do check cashing

Meijer cashes around 2 million checks per year across its 250+ stores. The average check amount cashed at Meijer is $345. Meijer charges a 1-2% fee for check cashing services, which is around the industry standard. Check cashing represents about 2% of Meijer‘s annual services revenue.. Jiffy lube anderson sc

The check-cashing fee is a flat fee of $4 for checks up to $1,000 and $8 for checks between $1,001 and $5,000. The cashing limit for personal checks is $200 with a maximum fee of $6. Kmart. Kmart’s MoneyHub cashes nonpersonal checks up to $2,000 and two-party personal checks up to $500.Dec 1, 2023 · If opened, you can only do an exchange if the product is defective. – Video Games, DVDs, and CDs: If you open it you can’t return it unless it is defective. – Items that use a Flammable Liquid: You’ll be hit with a restocking fee up to $25. – Electronics with Data Storage: Once you open it, you can only return the item if it has ... We would like to show you a description here but the site won’t allow us.Fuel Rewards. Use your points for fuel discounts at Meijer Express stations 1. Claim and confirm your fuel reward in mPerks before visiting the pump. Then, enter your mPerks ID and PIN before pumping and paying to redeem and apply savings.3. Start the checkout process: add your EBT-SNAP card from the payment dropdown and add your secondary payment method. Add your EBT-SNAP card as a payment method when you get to the payment screen for your order. (Note: EBT-SNAP cards cannot be saved as a payment method at this time, and must be entered for each order.)Browse questions (52) Ask a question. 52 questions about Background Check at Meijer. How many years does Meijer go back for background check. Asked April 30, 2024. Answer. Be the first to answer! Report. If you have felonies how far back do they go.While you can buy a money order from Meijer, it‘s important to note that Meijer does NOT cash money orders. If you receive a money order as payment, you‘ll …As part of the MPerks program, Meijer offers a rewards program that gives back the community. These funds can be donated to either k-12 schools or religious organizations that are non-profit. Any purchase made with the Meijer 1 Card get 0.5% rewards and those made with a Meijer credit card get 1% cash back toward their …Cashiers insert checks into a scanner or enter the information manually on the screen. There are two important numbers printed on checks; the bank’s routing number and the customer’s account number. The routing number allows the system to identify the bank information.Check-cashing services are not banks. They are financial services providers that offer a range of simple transactions and consumer finance products, such as check cashing, money orders,...No markup on items, which means you can enjoy the same sales and promotions we offer in store—like 7 for $7 and Buy 5, Save $5! ✓ mPerks Apply. Clip mPerks ...Checks cashed by Meijer are not a problem – it’s just that customers with expired checks (ie. not over the past 12 months) are not allowed to do business with …They only drug test if you get injured on the job in order to make sure drug use wasn't a cause of the incident. No drug tests unless you’re involved in an accident but yes on the background check but it’s pretty standard they don’t contact your former employers it’s mainly for criminal checks. I wasn’t. they wont. 😄.The easy way to cash checks The easy way to cash checks. We know when you have a check, you want your money fast. With the GO2bank TM app, you can safely and easily cash checks right from your phone and get your money when you need it. * * Activated, chip-enabled debit card required to use Ingo Money check cashing service. The check …Feb 6, 2024 · WinCo Foods allows check cashing for amounts up to $1,000. Each customer can cash up to two checks within 7 days. WinCo Foods offers the convenience of 24/7 store access, allowing you to cash your checks anytime. The fee for checks up to $500 is $5, while checks exceeding that amount incur a $10 fee. We would like to show you a description here but the site won’t allow us.Updated Dec 4, 2023. Several gas stations offer check cashing services. Gas stations like Kroger and Meijer, which are attached to grocery stores, tend to offer check cashing … How It Works. Sign in to Meijer.com or the Meijer app and select pickup or delivery. Create Account or Sign In. Shop all your favorite items and clip mPerks coupons to save even more. Start Shopping. Check out and pick up groceries at your local store or have them delivered straight to your doorstep. Add/Update Payment Method. here's a sneak peek at the new home delivery and pickup benefits on meijer.com. No membership required. Pay per order for pickup or delivery. No markup on items, which means you can enjoy the same sales and promotions we offer in store- like 10/$10 and Buy 5, Save $5! Clip mPerks coupons, earn and redeem rewards with your online orders.Sep 14, 2023 ... Check cashing at meijers? yes you can cash checks at meijers but they do have a strange policy so i would check out their website first. How ...Mar 24, 2024 · Here’s a look at 10 of the best apps you can use to cash a check on the go: Brink’s Money Prepaid: Best for transferring money to Netspend accounts. Ingo Money App: Best for transferring money to a debit card or gift card. Netspend: Best for sending money to family and friends with Netspend accounts. PayPal: Best for traditional checking ... Apr 27, 2023 · Publix does not cash money orders. Also, GreenWise locations, a subsidiary of Publix, does not sell or cash money orders. 5. Meijer. Meijer supermarket stores have roughly 240 locations in the U.S. Most locations are located in Michigan, Illinois, Indiana and Ohio. Fee: $0.65. While you can buy a money order from Meijer, it‘s important to note that Meijer does NOT cash money orders. If you receive a money order as payment, you‘ll …2. Payday advance stores can cash your check, but this is probably your most expensive option. If you have a check for $800, the store might take $80 of that as the fee. You would be left with just $720. These payday lenders may charge percentage fees as high as 10%, or steep flat fees. 3.Retail Stores. Big box retailers, like Walmart and Meijer, use Coinstar kiosks at select locations. Target does not offer coin-counting machines, but you may still be able to use your coins when ...here's a sneak peek at the new home delivery and pickup benefits on meijer.com. No membership required. Pay per order for pickup or delivery. No markup on items, which means you can enjoy the same sales and promotions we offer in store- like 10/$10 and Buy 5, Save $5! Clip mPerks coupons, earn and redeem rewards with your online orders.yes you can cash checks at meijers but they do have a strange policy so i would check out their website first. Wiki User. ∙ 12y ago. This answer is: ... Does check cashing open easter?download for free: See all offer details. Restrictions apply. Pricing, promotions and availability may vary by location and on Meijer.com. Download the Meijer mobile app to earn rewards, clip coupons and more. Learn about the Meijer app now!Kwik Trip does not cash money orders. Type of Money Order: MoneyGram; Fee: $0.99 each; Amounts: $500 per money order, $1,000 limit per person; Kwik Trip Locator; Meijer. Meijer sells Western Union money orders up to $500 for $0.65 each. Meijer doesn't cash money orders at any of its locations. Type of Money Order: Western Union; Fee: $0.65 each ...Cashier’s checks: Meijer cashes cashier‘s checks from banks and credit unions. There is often a small fee involved. Meijer does not cash money orders, starter checks, or checks over the $1000/$2000 limits. Meijer‘s Check Cashing Fees. Here are the typical fees Meijer charges for cashing different types of checks according to their policy:download for free: See all offer details. Restrictions apply. Pricing, promotions and availability may vary by location and on Meijer.com. Download the Meijer mobile app to earn rewards, clip coupons and more. Learn about the Meijer app now!Meijer offers to check cashing services outside of their regular business hours. You may cash a personal or government check at the customer service desk for $3 to $5. There is a $1,000 maximum amount limit for personal checks, and a $2,000 limit for government checks. But Meijer grocery stores in Michigan provide a free cash check service to ...Fees. For most pre-printed checks up to $1,000, the maximum fee is $4; for larger checks up to $5,000, the maximum fee is $8. [1] Two-party personal checks have a maximum fee of $6. [1] If you’re cashing checks larger than $5,000 during tax season, check with your local store for fees, as they’ll vary by location. [1]Their online application says Meijer does a background check. Most companies will do a background check at some point during the hiring process, even if it’s only to confirm you can work legally. Here’s what you need to know about background checks: Aside from Ban the Box policy, you should know that background checks vary from state to state.If opened, you can only do an exchange if the product is defective. – Video Games, DVDs, and CDs: If you open it you can’t return it unless it is defective. – Items that use a Flammable Liquid: You’ll be hit with a restocking fee up to $25. – Electronics with Data Storage: Once you open it, you can only return the item if it has ...How much does Meijer charge to cash checks? Well, the check cashing fees at Meijer stores varies from one location to another. Nevertheless, the fees have never gone above $4.99, neither has it ever been below $2.99. N/B: The limit for those with payroll checks is $999.99 and $1,999.99 for government checks. If your check is above this limit ...In today’s digital age, it’s important for businesses to find cost-effective solutions that can streamline operations and save money. One area where businesses can significantly cu...In today’s digital age, it’s important for businesses to find cost-effective solutions that can streamline operations and save money. One area where businesses can significantly cu...Effective Date: Monday, May 13th, 2024. Account Services. Fee. Account Balancing Assistance. $10.00 per hour. Account closed within 90 days of Opening. $5.00. Call Center Balance Inquiry. $5.00 (CU*Talk & It's Me 24-7 are FREE)Anyone who opens an account at a bank is insured for up to $250,000 per bank for each account ownership category. Which means if the bank fails, the government covers your loss up to $250,000. Check cashing stores are one-stop shopping, with no continuing protection. Getting trapped: The ease of check cashing can lead to a difficult cycle. Cash ...download for free: See all offer details. Restrictions apply. Pricing, promotions and availability may vary by location and on Meijer.com. Download the Meijer mobile app to earn rewards, clip coupons and more. Learn about the Meijer app now!Cash Back With A Personal Check. Some stores allow you to get cashback using a personal check. To do this, you write the check for your purchase, plus the amount of cashback you want. For example, if your purchase total is $5.37 and you want $20 cashback, you can make out a check for $25.37, and the cashier will give you the $20 …We would like to show you a description here but the site won’t allow us.A cashier's check is a bank-issued check that promises funds will be available when it is cashed. Cashier's checks are useful for large transactions, like buying a house or a car. Most financial ...Meijer does not cash money orders in their stores, even ones purchased there. Here are some options for cashing Meijer money orders: Banks – Most major banks like Chase, Citibank, and Bank of America cash money orders for customers and non-customers. Fees are usually $5-$10 for non-customers.Meijer Check Cashing stores provide customers with a convenient and accessible way to cash in their checks. They accept payroll, government, tax refunds, and insurance settlement checks. Fees and limits vary depending on the type of check being cashed, but Meijer offers competitive prices that are lower than most other check …How much does Meijer charge to cash checks? Well, the check cashing fees at Meijer stores varies from one location to another. Nevertheless, the fees have never …Meijer sells up to $500 money orders to customers using a debit card, cash or other methods. Meijer does not give out free money orders although you can buy your money orders from Meijer daily. You can purchase your money orders at Meijer for $0.65 during regular business hours. If you are interested in how much money orders cost at Meijer and ...4. Shop and checkout. Once you’ve added offers to Your List, you’re ready to shop for and earn cash back on your Grocery pickup & delivery purchase. 5. Get your cash back. Cash back will be added to your earnings within 72 hours (3 days) after you receive your order. Check your order status for updates. Tips for earning cash back: Remember ...H-E-B Cash Checking Fees. For a fee as low as $3, you can use H-E-B check cashing services to obtain money. These fees are determined by the face value of the check and the amount you choose to withdraw. At most, the fee for cashing a check at H-E-B can be 2% of the total value of the check. When it comes to check cashing …You can cash your check on Sunday at many Money Services locations. At Money Services, we find it important you have the freedom to cash your checks at a time and place convenient for you. That’s why many of our stores are open seven days a week and during most holidays, too. We are generally open from 8am-8pm, but operating hours may vary ...Dec 4, 2023 · Varies by location. $1 to $3 per check. Vons. Personal and payroll checks. Vary by location. Walmart. Payroll, government, tax refund, insurance, retirement, 401 (k), and cashier's checks. $4 for checks up to $1,000; $8 for checks $1,000 to $5,000. Wegmans. How It Works. Sign in to Meijer.com or the Meijer app and select pickup or delivery. Create Account or Sign In. Shop all your favorite items and clip mPerks coupons to save even more. Start Shopping. Check out and pick up groceries at your local store or have them delivered straight to your doorstep. Add/Update Payment Method.Mar 11, 2022 · This is the first step to take after you’ve arrived at the location where you are cashing the check. To endorse the check, sign your name on the blank line located on the back of the check. Hand ... Publix does not cash money orders. Also, GreenWise locations, a subsidiary of Publix, does not sell or cash money orders. 5. Meijer. Meijer supermarket stores have roughly 240 locations in the U.S. Most locations are located in Michigan, Illinois, Indiana and Ohio. Fee: $0.65.Dec 4, 2023 · 2. Check Into Cash. Checks cashed: Payroll, government, tax refunds, insurance, two-party, and cashier’s checks, as well as money orders and more; Check verification method: Must present a valid, government-issued photo ID and enroll in or present your preferred check-cashing card (some states charge a $2 enrollment fee) Find a store; 3. You need to enable JavaScript to run this app. Feedback.OLD MAKER, SAME CHECK: CASH CHECK; OLD MAKER, EXCESSIVE INCREASE: CALL MAKER. If the customer brings a larger than usual check, you should call the maker to make sure it is valid, see #2 above. Cashing Treasury Checks Cashing a Treasury Check For a New Customer. VERIFY CHECK. Call the Treasury Department …Here are some of the most common places to cash a check. Banks: Simply present your check at your bank, along with valid identification, and you’ll receive your money. In most cases, you can also cash a check at a branch of the issuing bank, the bank whose name is printed on the front of the check.yes you can cash checks at meijers but they do have a strange policy so i would check out their website first. Wiki User. ∙ 12y ago. This answer is: ... Does check cashing open easter?Take a pic, cash your check. Snap a photo with the Cash a Check 1 feature in the app for quick mobile check cashing. It’s that easy. Cash your checks online with the PayPal app and make bank trips a thing of the past. Find out more about online check depositing and get the app today.1. Go to account details, here. 2. On mobile, go to the account icon in the top right corner of the screen. 3. Click on “Payments” / “Payment Options”. If you don’t have a card saved on file, add your card details to this page. 4. Toggle on the “Link Cards to mPerks”.Take your business checks to Check City and get your business funds quicker. Cashing business checks at Check City also comes with a number of perks: To speak with a Check City Small Business Finance Specialist, email or call today! Email: [email protected]. Phone: (855) 800-7543.5. Online. To be clear, if you want to cash your check and get cold-hard cash in your hand, then you’ll need to go to a physical location. However, there are online check cashing options available—like PayPal, Venmo, and Ingo Money. These three companies offer online check cashing services on checks between $5 and $5,000.A limit of 160 coupons can be clipped at. one time. See individual offers and coupons for additional terms and exclusions. See all offer details. Restrictions apply. Pricing, promotions and availability may vary by location and on Meijer.com. Check out our mPerks digital coupons and save on groceries today!2 answers. Answered September 5, 2021 - Cashier (Former Employee) - Flint, MI. They call you when they receive your background check back. Upvote. Downvote. Report. Answered May 27, 2020 - Cash Office Clerk (Former Employee) - Indianapolis, IN. Meijer call and let you know what the results where. Upvote.Fuel Rewards. Use your points for fuel discounts at Meijer Express stations 1. Claim and confirm your fuel reward in mPerks before visiting the pump. Then, enter your mPerks ID …Most of its locations are in Ohio, Indiana, Michigan, and Illinois. If you happen to be near one, you can get a Western Union money order from them. Meijer supermarket stores charge 65 cents for every money order. The amount limit for each money order is $500. Like CVS Pharmacy, Meijer supermarket stores do not cash money orders. 6.Take a pic, cash your check. Snap a photo with the Cash a Check 1 feature in the app for quick mobile check cashing. It’s that easy. Cash your checks online with the PayPal app and make bank trips a thing of the past. Find out more about online check depositing and get the app today.Meijer cashes around 2 million checks per year across its 250+ stores. The average check amount cashed at Meijer is $345. Meijer charges a 1-2% fee for check cashing services, which is around the industry standard. Check cashing represents about 2% of Meijer‘s annual services revenue.The Points Really Add Up. mPerks is a loyalty program that provides exclusive offers, bonus points, digital coupons, and more ways to save even more at Meijer. With mPerks, you can earn points on your purchases and use your points to claim rewards of your choice.Lastly, enter your payment information and submit your order. Here is a step-by-step guide to ordering Meijer online using the Meijer app: 1. Log into your account or create an account if it is your first time shopping with Meijer. 2. Select delivery as your shopping method and enter the delivery address. 3.May 6, 2024 · Meijer does not cash money orders in their stores, even ones purchased there. Here are some options for cashing Meijer money orders: Banks – Most major banks like Chase, Citibank, and Bank of America cash money orders for customers and non-customers. Fees are usually $5-$10 for non-customers. Conduct a research about Meijer before you attend the interview. Do this by visiting the company’s website – www.meijer.com, where you will be able to find all the necessary detail about Meijer’s biggest achievement. ... Cashier: This employee is responsible for using a cash register, receiving monies, and ringing out customer purchases ...2 answers. Answered September 5, 2021 - Cashier (Former Employee) - Flint, MI. They call you when they receive your background check back. Upvote. Downvote. Report. Answered May 27, 2020 - Cash Office Clerk (Former Employee) - Indianapolis, IN. Meijer call and let you know what the results where. Upvote.5. Online. To be clear, if you want to cash your check and get cold-hard cash in your hand, then you’ll need to go to a physical location. However, there are online check cashing options available—like PayPal, Venmo, and Ingo Money. These three companies offer online check cashing services on checks between $5 and $5,000.Walmart charges three different fees to cash a check depending on the check amount: Checks up to $1,000: Max fee of $4 per check. Checks more than $1,000 and up to $5,000: Max fee of $8 per check. Two-party personal checks up to $200: Max fee of $6 per check.Cashier’s checks: Meijer cashes cashier‘s checks from banks and credit unions. There is often a small fee involved. Meijer does not cash money orders, starter checks, or checks over the $1000/$2000 limits. Meijer‘s Check Cashing Fees. Here are the typical fees Meijer charges for cashing different types of checks according to their policy:Visit your bank or credit union and ask for a cashier’s check from the teller. If there isn’t a bank location that’s convenient for you, you may be able to request a check from your bank through the mail or …Dec 4, 2023 · Varies by location. $1 to $3 per check. Vons. Personal and payroll checks. Vary by location. Walmart. Payroll, government, tax refund, insurance, retirement, 401 (k), and cashier's checks. $4 for checks up to $1,000; $8 for checks $1,000 to $5,000. Wegmans. If you're cashing a payroll or government check, you'll pay 1.5% of the check amount. If you cash any other check, you'll have to pay 4% of the value of your check amount. Check-cashing servicesMeijer Pharmacy; 7am-9pm, Monday-Thursday: Please check with your store for hours. See store locator. 8am or 9am, Friday: Please check with your store for hours. See store locator. 8am-6pm or 9am-7pm, Saturday: Please check with your store for hours. See store locator. 10am-6pm, Sunday: Please check with your store for hours. See store locator.Varies by location. $1 to $3 per check. Vons. Personal and payroll checks. Vary by location. Walmart. Payroll, government, tax refund, insurance, retirement, 401 (k), and cashier's checks. $4 for checks up to $1,000; $8 for checks $1,000 to $5,000. Wegmans.Lastly, enter your payment information and submit your order. Here is a step-by-step guide to ordering Meijer online using the Meijer app: 1. Log into your account or create an account if it is your first time shopping with Meijer. 2. Select delivery as your shopping method and enter the delivery address. 3.Fees start at $3 and vary based on check amount. HSBC. $3 to $5 depending on check amount. Ingo Money. 5% for immediate cashing (no fee if you choose to wait 10 days) KeyBank. $7, or 1.5% at KeyBank Plus locations. M&T Bank. 2% of the check amount; minimum $3.If opened, you can only do an exchange if the product is defective. – Video Games, DVDs, and CDs: If you open it you can’t return it unless it is defective. – Items that use a Flammable Liquid: You’ll be hit with a restocking fee up to $25. – Electronics with Data Storage: Once you open it, you can only return the item if it has ...Meijer accepts credit and debit cards as method of payment. You can use this card for both physical and online purchases. Examples of online banking services include PayPal, Google Wallet, and debit cards. If you order something online, such as a home delivery, the item will come by UPS. However, if you place the order in the store, the item ...

Regions’ check cashing service allows you to cash checks whether or not you have a Regions checking, savings or money market account, providing quick access to check funds. Fees may apply to this service. The amount of a fee depends on the type of check being cashed and whether the check was issued from an account at Regions (see fees …. Dead files new episodes

REDEEM AT THE REGISTER. When you get to the register, enter your mPerks account number (AKA your cell phone number) and the pin you chose or ask the cashier to scan the barcode provided in the Meijer app. If you’re at a self-checkout lane, do this before you scan any paper coupons. Your mPerks digital coupons will redeem automatically when a ...Visit any store and leave with cash immediately – no holding period. 1. Visit any Store. Find a store with check cashing near me. 2. Provide Valid ID. Bring valid ID and your check. 3. We Pay Cash.How do I get the $300 energy rebate? It'll automatically be taken off your power bill . But your next bill won't be $300 cheaper, because the rebate is being applied …Their online application says Meijer does a background check. Most companies will do a background check at some point during the hiring process, even if it’s only to confirm you can work legally. Here’s what you need to know about background checks: Aside from Ban the Box policy, you should know that background checks vary from state to state.In today’s digital age, it’s important for businesses to find cost-effective solutions that can streamline operations and save money. One area where businesses can significantly cu...In Texas, the fee is $3 for checks up to $1,000, and $6 for checks between $1,000 and $5,000. Check-cashing fees can add up, so it’s important to be aware of them beforehand. Additionally, Walgreens may have a limit on the amount of the checks they can cash. For instance, some Walgreens locations may not cash checks over $2,000.Mailed Check : $5.00 : Money Order : $3.00: Non-Sufficient Funds (each item) $35.00: Non-Member Check (to cash) $5.00: Returned Checks : $35.00: Wire Transfer …A two-party check is cashed at the bank where it’s from or at check-cashing stores. A two-party check is written to two individuals. Two different derivations of two-party checks e...in store shopping · Shop & Scan allows you to scan items to add them to your cart, clip associated coupons, and skip the checkout line! · Scan your mPerks barcode...It’s really easy to cash a check with Ingo Money. Just open up the app. Take a photo of the front and back of your check. Choose when you want your money, and where you want your money to be deposited. You can get your check sent to your bank, prepaid card, or PayPal account. Submit your check for review.1. If you have the Meijer mPerk app, you will find the shop & scan feature right in the app (no need to download anything) 2. Scan the QR code located near the entrance of your store. 3. Scan your items and review on the mobile cart. 4.A new page will open on the screen with a “Check Gift Card Balance” option. Scroll down to the web page and enter your gift Meijer gift card number on the blank field. Write the gift card’s security PIN in the next box and click “Check Balance”. The Meijer site will show you the available gift card balance on the next page.Mar 16, 2023 · In Texas, the fee is $3 for checks up to $1,000, and $6 for checks between $1,000 and $5,000. Check-cashing fees can add up, so it’s important to be aware of them beforehand. Additionally, Walgreens may have a limit on the amount of the checks they can cash. For instance, some Walgreens locations may not cash checks over $2,000. 1. If you have the Meijer mPerk app, you will find the shop & scan feature right in the app (no need to download anything) 2. Scan the QR code located near the entrance of your store. 3. Scan your items and review on the mobile cart. 4.2 answers. Answered September 5, 2021 - Cashier (Former Employee) - Flint, MI. They call you when they receive your background check back. Upvote. Downvote. Report. Answered May 27, 2020 - Cash Office Clerk (Former Employee) - Indianapolis, IN. Meijer call and let you know what the results where. Upvote.Nov 12, 2022 · Lastly, enter your payment information and submit your order. Here is a step-by-step guide to ordering Meijer online using the Meijer app: 1. Log into your account or create an account if it is your first time shopping with Meijer. 2. Select delivery as your shopping method and enter the delivery address. 3. Claim your reward before you check out. Confirm and Redeem. Confirm your selection. Your claimed reward will be ...For most pre-printed checks up to $1,000, the maximum fee is $4; for larger checks up to $5,000, the maximum fee is $8. [1] Two-party personal checks have a maximum fee of $6. [1] If you’re cashing checks larger than $5,000 during tax season, check with your local store for fees, as they’ll vary by location. [1]in store shopping · Shop & Scan allows you to scan items to add them to your cart, clip associated coupons, and skip the checkout line! · Scan your mPerks barcode...Mar 12, 2023 · by Arianna Monagas. 12 March, 2023. in Student Finance. Although millions of people are using new payment and collection methods, such as virtual wallets, many still continue to use checks. Meijer still manages ways for its consumers to cash checks. Your claimed reward will be ready to redeem on your next shopping trip—in store or online. Claimed rewards are valid for 45 days. Redeem them in store or online before they expire. Be sure to redeem your claimed reward in your mPerks dashboard and enter your mPerks ID and PIN before you check out for the savings to apply..

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