Va tdiu approval rate - VA Form 21-4192. Form name: Request for Employment Information in Connection with Claim for Disability Benefits. Use VA Form 21-4192 if you’re a Veteran and you need your most recent employer to send us information so you can apply for Individual Unemployability disability benefits. Your most recent employer must complete and …

 
To find the amount payable to a 70% disabled veteran with a spouse and four children, one of whom is over 18 and attending school, take the 70% rate for a veteran with a spouse and 3 children, $ 1,756.17 , and add the rate for one school child, $194.00. The total amount payable is $1,950.17.. Waxing for men

The VA TDIU Approval Rate and Claim Appeal Options . July 27, 2021 . How Long Does It Take to Get Your VA Disability Rating? April 9, 2021 . VA Unemployability Explained – What is TDIU? February 8, 2021 . 100 Percent VA Disability Benefits: Understand Your Claim Options . February 4, 2021 . We’re Veterans Disability …Nov 21, 2019 · If you do not have any dependents, your monthly tax-free payment would be $3,057.13 Individual Unemployability (IU) is also called Total Disability Individual Unemployability (TDIU). Under this program, if you are more than 60 percent disabled and unable to engage in gainful employment, you may potentially get the same compensation as someone ... Total disability based on individual unemployability (TDIU) is a disability benefit that allows for veterans to be compensated at VA’s 100 percent disability rate, even if their combined schedular rating does not equal …You have more than one service-connected disability, with at least one disability rated at 40% and a total combined rating of at least 70%. ... For TDIU, VA cannot consider your age when determining your eligibility. For SSDI, your age is a very important factor in your claim.Get ratings and reviews for the top 12 foundation companies in Chantilly, VA. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All P...Sha. 4, 1443 AH ... Comments580 · 3 Ways to Get an Individual Unemployability (TDIU) VA Rating · 5 Benefits You Can Get With a 100% VA Disability Rating.Aug 5, 2012 · Posted August 5, 2012. I was awarded a combined rating of 70% in 2008. I sent in a claim for IU permanent and total in Jan. 2011. My claim is still sitting in the gathering of evidence phase, I know have patience. What I am wondering is that I am rated at 50% for migraines which is the maximum and part of the criteria of that rating is that it ... Put simply, Total Disability based on Individual Unemployability (TDIU) is a special disability benefits status in which a Veteran receives a 100% disability benefits rating, even if their disabilities wouldn’t normally add up to 100% under the typical rating schedule. TDIU is intended to compensate Veterans who cannot acquire or maintain ...If you need to reschedule your exam, tell the VA medical center or contractor at least 48 hours in advance. Rescheduling your exam may delay your claim. To reschedule, call the number on your appointment letter: For Loyal Source Government Services (LSGS), call 833-832-7077 ( TTY: 711 ).Total Disability Individual Unemployability (TDIU) Top FAQ About VA TDIU Benefits. May 7, 2020 ...Aug 5, 2012 · Posted August 5, 2012. I was awarded a combined rating of 70% in 2008. I sent in a claim for IU permanent and total in Jan. 2011. My claim is still sitting in the gathering of evidence phase, I know have patience. What I am wondering is that I am rated at 50% for migraines which is the maximum and part of the criteria of that rating is that it ... Combined Rating of 70% or Higher with One Disability Rated 40% or Higher. The combined rating is the rating that the VA uses to determine a veteran’s monthly compensation. If you are unsure what your combined rating is, you can use this calculator from our website. If a veteran has a combined rating of at least 70%, the next question is ...Apr 13, 2022 · The VA TDIU (Total Disability Individual Unemployability) approval rate refers to the percentage of veterans who are granted TDIU benefits after applying for them through the Department of Veterans Affairs (VA). According to The National WWII Museum, as of 2014, there are a little over 1 million World War II veterans still alive. WWII veterans are dying at a rate of 555 per day, with most ...Claire Szewczyk Updated: November 2, 2023. Are you a veteran who can’t work due to your service-connected conditions? If so, you might be entitled to Total …TDIU stands for Total Disability Individual Unemployability. It’s a way to help you if your PTSD from service stops you from working a regular job. The VA gives you benefits like you’re 100% disabled, even if your rating is less. For more detailed information on Individual Unemployability, check out our IU Guide for extra guidance by ...for TDIU. A veteran who is awarded TDIU receives the same level of compensation and ancillary benefits as a veteran in receipt of a total 100 percent rating. VA regulation 38 C.F.R. § 4.19, states the VA is precluded from considering the veteran’s age in its determination of a Total Disability Based on Individual Unemployability.If you need to reschedule your exam, tell the VA medical center or contractor at least 48 hours in advance. Rescheduling your exam may delay your claim. To reschedule, call the number on your appointment letter: For Loyal Source Government Services (LSGS), call 833-832-7077 ( TTY: 711 ).The only exception being PTSD and needing to prove PTSD stressors. Symptoms are then assigned a disability rating. PTSD disability ratings can be 10%, 30%, 50%, 70%, or 100%. Transparency about your worst symptoms is vital for your rating. VA often rates veterans by the average of their symptoms.However, if the VA Form 21-8940 is returned after the rating decision is issued, but within one year of the date sent, the claim should be re-rated. The TDIU training letter lists 3 situations where a claim can be made for TDIU, only one of which includes the filing of the VA Form 21-8940. 1) The TDIU claim is submitted on VA Form 21-8940;To receive SMC, you must have a 100% total disability rating based on schedular ratings or TDIU and an additional disability rated at or combining to 60% or more. However, if a Veteran wants to receive SMC and TDIU, the 60% rating has to come from a disability that was not a basis for the grant of TDIU.The reports below contain data covering claims inventory, claims backlog, claims accuracy, and fully developed claims. VBA employees are completing more compensation claims than ever before, resulting in Veterans and survivors receiving over $128 billion in disability compensation and pension benefits in 2022, including nearly $10 …Yes, they can impact each other. While receiving TDIU doesn’t automatically disqualify you from SSDI, certain benefits may be reduced due to “offset rules.”. Similarly, the SSA takes VA benefits, including TDIU, into account when determining SSDI eligibility. However, both programs maintain separate criteria, meaning one doesn’t negate ...Your disability rating will be determined by the VA. The amount of compensation you receive is determined by your rating. For example, a VA knee pain rating depends on many different factors such as the extension of the knee, instability of the knee, etc. Unfortunately, they may not identify your impairment as a … See moreThe Fed has "achieved the maximum pressure" needed to bring inflation down, JPMorgan Asset Management's Bob Michele told Bloomberg TV. Jump to The Federal Reserve can take a break ...May 30, 2020 · To refresh, a finding of TDIU allows VA to compensate veterans at VA’s 100 percent disability rate even when a veteran’s combined schedular rating does not equal 100 percent. TDIU is awarded in circumstances in which veterans are “unable to secure and follow substantially gainful employment” as a result of their service-connected ... The only exception being PTSD and needing to prove PTSD stressors. Symptoms are then assigned a disability rating. PTSD disability ratings can be 10%, 30%, 50%, 70%, or 100%. Transparency about your worst symptoms is vital for your rating. VA often rates veterans by the average of their symptoms.VA Individual Unemployability (TDIU) is a benefit provided by the Department of Veterans Affairs (VA). It allows veterans with service-connected disabilities to receive compensation at the 100% disability rate, even if their combined rating does not reach 100%.May 19, 2023 · VA Form 21-4192. Form name: Request for Employment Information in Connection with Claim for Disability Benefits. Use VA Form 21-4192 if you’re a Veteran and you need your most recent employer to send us information so you can apply for Individual Unemployability disability benefits. Your most recent employer must complete and submit this form. Jan 17, 2024 · Individual Unemployability. Individual Unemployability is a part of VA's disability compensation program that allows VA to pay certain Veterans disability compensation at the 100% rate, even though VA has not rated their service-connected disabilities at the total level. Eligibility Requirements: You must be a Veteran Claire Szewczyk Updated: November 7, 2023. TDIU claims are essential for veterans who can’t work due to service-connected disabilities. Unfortunately, these claims are often denied for reasons such as: Inadequate Medical Evidence: Not enough proof of disabilities. Disconnection Between Disability and Unemployability: Failure to link ...Based on the 2022 Veterans Disability Compensation Rates, your spouse’s monthly payment amount depends on their disability and details about their family and dependents. The following basic monthly benefit assumes a 100 percent disability rating: A Veteran alone would receive $3,456.30. A Veteran who is married $3653.89.Last Updated on March 14, 2024. Veterans who can’t work because of their service-connected conditions are eligible for total disability based on individual unemployability (TDIU) benefits. The TDIU monthly pay is the …VA defines the 50 percent rating level as “with very frequent completely prostrating and prolonged attacks productive of severe economic inadaptability.”. The last five words of the definition almost point directly to the basic idea of TDIU. To receive a 50 percent rating, your migraine attacks must produce severe economic inadaptability.Sha. 26, 1443 AH ... Total disability based on individual unemployability (TDIU) is a disability benefit that allows for veterans to be compensated at VA's 100% ... for TDIU. A veteran who is awarded TDIU receives the same level of compensation and ancillary benefits as a veteran in receipt of a total 100 percent rating. VA regulation 38 C.F.R. § 4.19, states the VA is precluded from considering the veteran’s age in its determination of a Total Disability Based on Individual Unemployability. This is a question that comes up often. The simple answer is, it depends. When you have extra-schedular 100% rating, the VA considers you disability to be a total disability that prevents you from working. There are two situations in which people on TDIU could earn money and probably not affect their VA compensation.VA defines the 50 percent rating level as “with very frequent completely prostrating and prolonged attacks productive of severe economic inadaptability.”. The last five words of the definition almost point directly to the basic idea of TDIU. To receive a 50 percent rating, your migraine attacks must produce severe economic inadaptability.We have a lot of information posted there. To contact VA Education, 1-888-442-4551, for Voc Rehab VR&E (Veteran Readiness and Employment Program) assistance with appointments or problems with your Case Manager (not … The TDIU Appeal Process. Under the old appellate system, known as legacy appeals, which is now technically closed for new appeals to be filed, former service members who received a denial of TDIU only had 60 days to file an appeal. Now, veterans generally have one year after receiving a denial letter to file any appeal with VA thanks to the ... Last updated: June 7, 2022. Feedback. Use VA Form 21-4192 if you’re a Veteran and you need your most recent employer to send us information so you can apply for Individual Unemployability disability benefits. Your most recent …The only exception being PTSD and needing to prove PTSD stressors. Symptoms are then assigned a disability rating. PTSD disability ratings can be 10%, 30%, 50%, 70%, or 100%. Transparency about your worst symptoms is vital for your rating. VA often rates veterans by the average of their symptoms.A VA decision maker thinks there’s enough evidence to raise the issue of TDIU. If your mental disorder prevents you from working, you can be paid at the 100% rate. But the VA Form 21-8940 is a requirement. If you want to pursue this, then get your employment history and maybe reach out to old coworkers or bosses that can write something up in ...Buying a home is always a big step, and with costs of housing skyrocketing and interest rates steadily increasing, buying a home now may seem more like an impossibility than a heft...Individual unemployability, or IU, is a type of disability compensation that compensates veterans at a 100 percent rate. As part of the VA’s disability compensation program, IU can be a great option for veterans who are unable to work but haven’t received a 100 percent disability rating. These veterans may have one or more disabilities.Charities play a crucial role in supporting veterans who have selflessly served our country. However, with numerous charities claiming to support veterans, it can be challenging to...Apr 6, 2023 · * The VA uses a combined rating formula to determine the total rating for multiple disabilities. Instead of adding up disability ratings, which could often result in a rating over 100%, which is impossible, the VA uses the “whole person” standard. If a veteran starts out as 100% whole, then a 50% disability takes away 50%, leaving 50%. The TDIU Appeal Process. Under the old appellate system, known as legacy appeals, which is now technically closed for new appeals to be filed, former service members who received a denial of TDIU only had 60 days to file an appeal. Now, veterans generally have one year after receiving a denial letter to file any appeal with VA thanks to the ...Total disability based on individual unemployability (TDIU) is a disability benefit that allows for veterans to be compensated at VA’s 100 percent disability rate, even if their combined schedular rating does not equal …If you need to reschedule your exam, tell the VA medical center or contractor at least 48 hours in advance. Rescheduling your exam may delay your claim. To reschedule, call the number on your appointment letter: For Loyal Source Government Services (LSGS), call 833-832-7077 ( TTY: 711 ).If you need to reschedule your exam, tell the VA medical center or contractor at least 48 hours in advance. Rescheduling your exam may delay your claim. To reschedule, call the number on your appointment letter: For Loyal Source Government Services (LSGS), call 833-832-7077 ( TTY: 711 ).Raj. 19, 1440 AH ... TDIU claims are denied all the time, often because most veterans don't realize that it is hard to get it done right. Winning them depends on the ... Schedular 100% Rating vs. Total Disability Based on Individual Unemployability (TDIU) Whether you receive 100 percent disability based on the VA’s disability rating schedule, or you receive it by applying and getting approved for TDIU, you are eligible to receive the schedular maximum monthly amount of VA disability compensation. TDIU pays benefits to veterans unable to earn a living because of a service-related disability. In 2024, monthly TDIU benefits range from $3,737.85 to $4,433.39.To find the amount payable to a 70% disabled veteran with a spouse and four children, one of whom is over 18 and attending school, take the 70% rate for a veteran with a spouse and 3 children, $ 1,756.17 , and add the rate for one school child, $194.00. The total amount payable is $1,950.17.An award of TDIU pays the same monthly compensation as a 100% rating for your disorder(s) without requiring your service-connected disabilities to add up to 100%. You can apply for TDIU if you can’t work because of a service-connected mental or physical medical condition or a combination of multiple service-connected conditions and their …Dhuʻl-H. 28, 1443 AH ... Those numbers are 70% - 80% and 90%. Most Veterans on TDIU KNOW what their actual Service Connection rate is. If you don't know yours, call the .....62% of Brazilians say their president is "bad or terrible." They say bad things come in threes. After Dilma Rousseff’s last few days, she better hope that’s true. First, protests c...The VA rates heart arrhythmia at 10%, 30%, 60%, or 100%, depending on the severity, duration, and frequency of symptoms. VA Rating Chart for Heart Arrhythmia . The VA rating for heart arrhythmia can be found under DCs 7009, 7010, and 7011. In addition, it can be rated under the general rating for heart diseases, depending on your …Feb 8, 2023 · Individual unemployability, or IU, is a type of disability compensation that compensates veterans at a 100 percent rate. As part of the VA’s disability compensation program, IU can be a great option for veterans who are unable to work but haven’t received a 100 percent disability rating. These veterans may have one or more disabilities. The VA has determined you may be eligible based on your disability rating, but whether or not you get approved depends on your work history. Based on what you've provided, your chances are somewhere between 0% and 100%, inclusive. OP. TDIU saved my life. I was on the verge of being homeless.VA made a total 85,451 Board Legacy Decisions in 2020. Of those, 33.8% of claims were allowed (or approved), 40.6% were remanded (or deferred, awaiting further evidence), and 20.3% were denied. VA also made 17,202 Board AMA decisions, of which 37% were allowed, 28.2% remanded, and 27.6% denied.Apr 13, 2022 · The VA TDIU (Total Disability Individual Unemployability) approval rate refers to the percentage of veterans who are granted TDIU benefits after applying for them through the Department of Veterans Affairs (VA). Under the VA regulation, 38 CFR § 4.16(a), the VA must consider whether the veteran is entitled to receive TDIU benefits under 2 circumstances: when the veteran has one service connected condition rated 60% or higher; or when the veteran has a service-connected condition rated 40% higher and also has other disabilities which combine to a … The TDIU Appeal Process. Under the old appellate system, known as legacy appeals, which is now technically closed for new appeals to be filed, former service members who received a denial of TDIU only had 60 days to file an appeal. Now, veterans generally have one year after receiving a denial letter to file any appeal with VA thanks to the ... Different Forms of 100% VA Ratings (TDIU vs. IU vs. 100% Schedular vs. 100% P&T) Posted by Berry Law on October 6, 2023 in Veterans Disability. Just as there are a number of different ways that a Veteran can get to a 100% rating, there are also a number of different variations of receiving compensation at the 100% level, all with …The Full Spectrum of TDIU Benefits. Monthly Compensation: Equivalent to a 100% disability rating, which means more financial support. Health Care: Priority access to VA health care, including hospital services and outpatient care. Dependents Educational Assistance: Benefits for your spouse and children to further their education. Dental Care: …However, keep in mind that it is usually simpler to be approved for TDIU benefits than to earn a 100 percent rating under the VA’s schedular criteria. A trained and experienced veterans’ benefits advocate will help you decide which option is better for your unique situation and circumstances.A TDIU rating means you'll receive monthly compensation benefits equal to a 100% disability rating regardless of your actual combined rating. 770-766-5420 ... For example, a veteran’s hearing loss, back pain, and PTSD may come to a combined rating of 70% using VA math. If VA awards a TDIU rating, the veteran will be paid as though their ...A VA TDIU claim is a request that the VA assign you a total rating of 100% – even if your schedule ratings are less than 100% – because your service connected condition (s) precent you from getting work. Used to be that … TDIU rating pays at a 100% disability rating. When the VA grants a TDIU rating, the veteran’s service connected disability rating is automatically paid at 100%. This payment occurs regardless of VA’s math for the combined ratings for a veteran’s individual disabilities that usually make it very difficult to get to that 100% rating. I applied in March, and still waiting. Mine took 4 months. Just got approved a few weeks ago. Took about a month for me. I understand that it’s typically a quicker process than conventional claims. Extra back pay was nice as well.Disability Calculator. VA Disability Claims. Physical Condition Claims. Amyotrophic Lateral Sclerosis (ALS) Arm & Shoulder Injuries. Arthritis. Rheumatoid Arthritis. Neck. Back. …If you are approved for TDIU, you can receive medical care and monetary compensation at the 100% schedular rating level. Disability Rating Necessary for TDIU. To be eligible for TDIU, you must have one of the following: A single service-connected condition rated at 60% of more; Two or more service-connected conditions, with one rating of at least 40% …Sep 22, 2016 · TDIU allows a Veteran to be compensated as 100% disabled, even though your service-connected disabilities may not add up to 100% (even using VA Math). TDIU is a part of VA’s disability compensation program that allows VA to pay certain Veterans compensation at the 100% rate, even though VA has not rated their service-connected disabilities at ... On January 30, 2023 we wrote and asked you to send us a completed VA Form 21-8940, Veteran’s Application for Increased Compensation Based on Unemployability. As of this date, we have not received a complete VA Form 21-8940. This form is required to further consider your claim.This form of VA individual unemployability is known as Schedular TDIU – and it is covered by VA regulation 38 C.F.R. §4.16 (a). I call this the “60-70-40 Rule.”. But there are two problems with this common perception. First, there are all sorts of rules about what constitutes a “single disability rated at 60%.”.Oct 30, 2023 · Temporary Disability Individual Unemployability (TDIU) is a “temporary” disability rating of 100%. This means that even though you do not have a 100% combined rating for your disabilities, the VA will pay you at the 100% rate while you are unable to work because of a service-connected disability. The VA will determine if you qualify for ... In order to qualify for TDIU, service-connected disabilities must meet minimum rating thresholds: ... TDIU rating. If your income is less than the ... VA will push ...Combined Rating of 70% or Higher with One Disability Rated 40% or Higher. The combined rating is the rating that the VA uses to determine a veteran’s monthly compensation. If you are unsure what your combined rating is, you can use this calculator from our website. If a veteran has a combined rating of at least 70%, the next question is ...Raj. 19, 1440 AH ... TDIU claims are denied all the time, often because most veterans don't realize that it is hard to get it done right. Winning them depends on the ...Sep 22, 2016 · TDIU allows a Veteran to be compensated as 100% disabled, even though your service-connected disabilities may not add up to 100% (even using VA Math). TDIU is a part of VA’s disability compensation program that allows VA to pay certain Veterans compensation at the 100% rate, even though VA has not rated their service-connected disabilities at ... If you are approved for TDIU, you can receive medical care and monetary compensation at the 100% schedular rating level. Disability Rating Necessary for TDIU. To be eligible for TDIU, you must have one of the following: A single service-connected condition rated at 60% of more; Two or more service-connected conditions, with one rating of at least 40% …You could receive more than $3,737.85 a month with TDIU. Total disability based on individual unemployability (TDIU) pays the highest monthly amount for VA disability benefits. That’s $3,737.85 a month for a veteran with no dependents – the same compensation given for a 100% VA disability rating. You may be closer to TDIU than you …

Fill out the Decision Review Request: Higher-Level Review (VA Form 20-0996). Get VA Form 20-0996 to download. Bring your completed form to a VA regional office near you. Find your nearest VA regional office. You can also ask a regional benefit office for a copy of this form. Or call us at 800-827-1000 to request a form. We’re here Monday .... Does starbucks have hot chocolate

va tdiu approval rate

A total disability based on individual unemployment rating, or TDIU, allows a veteran to receive maximum compensation from the Department of Veterans Affairs (VA) without having a 100 percent combined disability rating. TDIU disability benefits are awarded to veterans who are unable to work as a result of their service-connected impairments and ...The Department of Veterans’ Affairs, or VA, ranks the effects of post-traumatic stress disorder, or PTSD, using a special scale; a zero percent rating is assigned to mental illness...To refresh, a finding of TDIU allows VA to compensate veterans at VA’s 100 percent disability rate even when a veteran’s combined schedular rating does not equal 100 percent. TDIU is awarded in circumstances in which veterans are “unable to secure and follow substantially gainful employment” as a result of their service-connected ...A TDIU rating means you'll receive monthly compensation benefits equal to a 100% disability rating regardless of your actual combined rating. 770-766-5420 ... For example, a veteran’s hearing loss, back pain, and PTSD may come to a combined rating of 70% using VA math. If VA awards a TDIU rating, the veteran will be paid as though their ...Nov 21, 2019 · If you do not have any dependents, your monthly tax-free payment would be $3,057.13 Individual Unemployability (IU) is also called Total Disability Individual Unemployability (TDIU). Under this program, if you are more than 60 percent disabled and unable to engage in gainful employment, you may potentially get the same compensation as someone ... Differences Between TDIU and SSDI. TDIU provides compensation for Veterans at the same rate as someone determined to be 100% disabled if they can prove that their disability prevents them from working. Only service-connected disabilities can be used to determine if a Veteran qualifies for TDIU, so those with non-service-connected conditions ...Last updated: June 7, 2022. Feedback. Use VA Form 21-4192 if you’re a Veteran and you need your most recent employer to send us information so you can apply for Individual Unemployability disability benefits. Your most recent …To establish entitlement to a total disability rating for compensation based on individual Unemployability (TDIU), the Veteran must be unemployable in fact (unable to secure or follow substantially gainful employment) by reason of service-connected (SC) disability and either; Meet the schedular requirements of 38 CFR 4.16(a), or.The VA rates disabilities on a scale from 0% to 100%, with 100% disabled veterans considered totally unable to work and thus receiving the highest amount of compensation. ... How long does it take to get approved for TDIU? Claims can take up to a year or several years. The length of a TDIU claim depends on: How much evidence is …If you believe you are eligible for TDIU benefits, you will start the process by filing a claim with the VA. This application will initially go to the VA Regional Office (VARO). The VA is divided up into four regional districts, and each state has one primary regional office location. The form used to file for unemployability is VA Form 21-8940.Many veterans want to know the success rate for TDIU applications and gain a clearer understanding of how difficult it is to get a TDIU claim approved by the VA. Unfortunately, there is no across-the-board answer to this. Each claim is evaluated on a case-by-case basis, taking into account the unique circumstances of the veteran’s disability ...To refresh, a finding of TDIU allows VA to compensate veterans at VA’s 100 percent disability rate even when a veteran’s combined schedular rating does not equal 100 percent. TDIU is awarded in circumstances in which veterans are “unable to secure and follow substantially gainful employment” as a result of their service-connected ...Unfortunately, whether or not TDIU claims are approved often comes down to VA speculation. For example, the term sedentary work has a recognized legal definition: ... VA TDIU Vs. 100 Disability Rating. As mentioned above, TDIU benefits are equivalent to a schedular 100% VA disability rating. The two terms are often used interchangeably …As of 2015, dental benefits under the Civilian Health and Medical Program of the Department of Veterans Affairs, or CHAMPVA, are available to all active CHAMPVA members. The option...Learn about the two-step analysis to prove your individual unemployability and get paid at the 100% disability rate. Find out the rating requirements, the extraschedular TDIU option, and the evidence you …We have a lot of information posted there. To contact VA Education, 1-888-442-4551, for Voc Rehab VR&E (Veteran Readiness and Employment Program) assistance with appointments or problems with your Case Manager (not … However, keep in mind that it is usually simpler to be approved for TDIU benefits than to earn a 100 percent rating under the VA’s schedular criteria. A trained and experienced veterans’ benefits advocate will help you decide which option is better for your unique situation and circumstances. .

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